Kandi Pitrus | Medfield MA Real Estate Real Estate, Walpole MA Real Estate Real Estate


Money is the root of many people’s stress and anxiety and it’s also the cause of many fights. But it doesn’t have to be for you. You may own a home now, but it doesn’t mean you should stop saving or that saving has to be a difficult undertaking.

Ideally you already have a robust emergency fund—this type of account is suggested by financial experts to have even before paying down ‘good’ debt such as student loans. This account is extremely important as you never know when or if that “rainy day” will come. The suggested amount to have in an emergency fund is six to nine months’ worth of income—and to be on the higher end if you own a home and have children. For instance, if you take home $3,000 a month, you should have $18,000 to $27,000 in your emergency fund. You should also consider whether it’s best to keep these funds in a regular savings account or a money market account.

Now that we’ve covered the importance of an emergency fund,let’s discuss how to keep saving—whether you are saving just to save or saving for a vacation, new car, or that fancy grill you’ve been eyeing.

Automatic deposit from primary income: If you aren’t doing this already then you should be. Automatic deposit is the easiest way to save money. Many places of employment offer this option, and if not your financial institution will. Automatically depositing money into a savings account (separate of the rest of your income) will force you to save. And if your place of employment offers this option then that money will never enter your checking account—out of sight, out of mind. If you must use your financial institution then have the automatic transfer occur on the day you are paid so the money is almost like it was never there for spending. Of course, this will be an adjustment if you are used to living off that money, especially if you just purchased a home. However, you can start small and work your way to a larger amount such as when you receive a raise or have other forms of incoming income.

Automatic transfer from checking to savings: Many financial institutions offer the ability to automatically transfer funds between your checking account and savings account each time you use your debit card. If your bank does not offer this opportunity there are apps for your phone that can easily connect to your online bank accounts and do the work for you. It’s a great way to save a small amount of money each time you swipe your card. And depending on how often you use your debit card, those savings could add up quickly. For example, you spend $25.33 at the grocery store and use your debit card to pay. Your bank (or app) will round that number up to $26.00 and transfer .67 into your account of choice. It’s too easy not to participate!

There are many other ways to be a better saver, but it’s best to start simple and small. Overwhelming yourself with how much you need/want to save and with many ways of saving, might cause the opposite to happen. Remember, you have a house to pay for and all the other expenses that come with it. Be conscious of your financial situation and be diligent with your savings strategy and you’ll be on the road to being a savings master.



26 Saw Mill Lane, Medfield, MA 02052

Single-Family

$1,068,800
Price

12
Rooms
6
Beds
4/1
Full/Half Baths
Move right into this beautiful, sun-filled, center-entrance colonial in a quiet, tree-lined neighborhood with easy access to route 109 and the Shaw's Plaza. This lovely oasis offers many wonderful details: a front farmer's porch and a large composite deck off the back - both overlooking gorgeous gardens, stone walls, and the large/level private yard. This six bedroom, four-and-a-half bath home offers high-end mill work, hardwood floors, a kitchen with white cabinets, granite counters, custom island, and stainless appliances, a desirable sun room, a vaulted, fireplaced family room, an elegant firplaced dining room, a fireplaced living room, and first floor office. Upstairs there is a spacious master suite plus five additional bedrooms and a laundry room. The finished basement offers an enviable play/game room with built-ins, a more than ample mud room with an adjoining two-car garage. An exterior carriage house with two more garage spaces and a loft above offers so many possibilities.
Open House
Sunday
November 10 at 2:30 PM to 4:00 PM
Cannot make the Open Houses?
Location: 26 Saw Mill Lane, Medfield, MA 02052    Get Directions

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35 Maple Lane, Medfield, MA 02052

Single-Family

$998,000
Price

8
Rooms
3
Beds
2/1
Full/Half Baths
Breathtaking like-new custom townhome built with a focus on quality, design and on capturing Beacon Hill's charm. Desirable stand-alone unit on the Village Green. This home offers countless amenities: 9-foot ceilings, Brazilian cherry hardwood floors, gas fireplace, surround sound, and intricate mill work, including: crown molding, built-ins, and windows with transoms. Other highlights include: large and open gourmet kitchen with white cabinets, granite counter tops, and stainless appliances. Large open living room and spacious dining room - perfect for entertaining. First floor office with built-ins. Master suite features walk in closet, large spa-like shower, double vanity with granite counters, and private commode. Two additional and generously sized bedrooms, hi-end full bath, and second floor laundry. Home also has: welcoming front entry, composite front porch and rear deck, two-car garage, mudroom, and walking distance to downtown Medfield. Short trip to Walpole's train.
Open House
Sunday
November 10 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 35 Maple Lane, Medfield, MA 02052    Get Directions

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6 Hatters Hill Rd, Medfield, MA 02052

Single-Family

$699,900
Price

9
Rooms
4
Beds
2/1
Full/Half Baths
This picture perfect Colonial is situated on a .46 acre level lot on a quiet tree-lined street in the heart of Medfield. The eat-in kitchen has white cabinets, wood floors, double oven and looks out over the level backyard and into the woods and privacy of conservation land. The kitchen opens to a family room with a fireplace, built-ins, and hardwood floors. Adjacent to the family room is a desirable sun room with a vaulted ceiling and sky lights. The home has a spacious living room and formal dining room, both with hardwood floors. There is an updated first floor powder room with quartz counters. There are four bedrooms, with hardwood, including the master suite which features two closets and a bathroom with a tiled shower stall. The updated hall bath features a quartz double vanity and a tiled tub and shower. The basement is finished and provides the homeowner with both a playroom and an office possibilities. The location offers access to 95, and short walk to town and Shaw's plaza
Open House
Sunday
November 10 at 2:00 PM to 3:30 PM
Come see this wonderful home. New to the market
Cannot make the Open Houses?
Location: 6 Hatters Hill Rd, Medfield, MA 02052    Get Directions

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60 Adams St, Medfield, MA 02052

Single-Family

$579,900
Price

7
Rooms
3
Beds
2
Baths
Come see this picture-perfect sun-filled Cape conveniently located within walking distance to both Medfield's town center and its top-rated schools. This wonderfully maintained home features: hardwood floors throughout, two full and updated baths, three spacious bedrooms and a bright, updated kitchen with granite counter tops, gorgeous cabinets, and stainless appliances. The living room features a fireplace, archways and hardwood floors. The sun-filled dining room features wainscoting and access to a great composite deck that overlooks the spacious, level, and fenced-in private back yard. The light and spacious upstairs bedrooms feature hardwood flooring and attractive built-in shelves. This is a fantastic home in a desirable walk to town neighborhood. Medfield Center offers a library, book store, Starbucks, Zullo Gallery, great restaurants, a small grocery store and other businesses and cute shops. This home is a must see!
Open House
Sunday
November 10 at 12:00 PM to 1:30 PM
New price. Come see this wonderful home
Cannot make the Open Houses?
Location: 60 Adams St, Medfield, MA 02052    Get Directions

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