Kandi Pitrus | Medfield MA Real Estate Real Estate, Walpole MA Real Estate Real Estate


Believe it or not, your credit score can make a world of difference as you get ready to search for your ideal house. If you have an excellent credit score, you likely will have no trouble obtaining home financing. On the other hand, if you have a bad credit score, you may struggle to get the financing you need to make your homeownership dream come true.

Ultimately, there are many reasons why you should try to boost your credit score before you purchase a home, and these include:

1. You can simplify the homebuying process.

Purchasing a home can be challenging, particularly for property buyers who fail to get pre-approved for financing. Luckily, if you request copies of your credit reports, you can find out your credit score and identify ways to improve it. Perhaps most important, you can explore ways to bolster your credit score before you submit a mortgage application and increase the likelihood that you can receive pre-approval for a mortgage.

It usually is a good idea to review your credit reports before you enter the housing market. You are entitled to a free copy of your credit report annually from each of the three reporting bureaus (Equifax, Experian and TransUnion). If you request a copy of your credit report from the three reporting bureaus, you can learn your credit score and plan accordingly.

2. You may qualify for a low interest rate on a mortgage.

An excellent credit score may help you get a low interest rate on a mortgage. Thus, if you have an excellent credit score, you may wind up reducing your monthly mortgage payments.

Of course, a low interest rate on a mortgage may allow you to invest in your home as well. If you use the money that you save on your mortgage to complete home improvements, you could upgrade your residence and increase its value over time.

3. You can select the right mortgage option based on your individual needs.

With an outstanding credit score, there likely will be no shortage of lenders that are willing to work with you. As such, you can review a broad range of mortgage options and choose one that matches your expectations.

If you need to improve your credit score, there's no need to worry. Typically, paying off outstanding debt will help you boost your credit score prior to buying a house.

Furthermore, if you receive a credit report and identify errors on it, contact the bureau that provided the report. This will enable you to make any corrections right away.

And if you need help as you get ready to pursue your dream house, don't hesitate to reach out to a real estate agent too. A real estate agent can put you in touch with the top lenders in your area and make it easy to obtain home financing. Plus, this housing market professional will enable you to evaluate residences in your preferred cities and towns and find one that you can enjoy for an extended period of time.



32 Pine St, Medfield, MA 02052

Single-Family

$574,900
Price

7
Rooms
3
Beds
1/1
Full/Half Baths
Move right into this lovely sun-filled home located a short distance from Medfield's thriving town center. This home features hardwood flooring throughout, a bright eat-in kitchen, three spacious bedrooms, and one-and-a-half bathrooms. This home is situated on a beautiful, spacious and level one acre lot with loads of open space and privacy. The kitchen, which features stainless appliances, granite counters, and a bay window, opens to the formal dining room with hardwood flooring and access to the large deck that overlooks the private yard. The dining room flows into the fireplaced living room which has hardwood floors, built-ins, and a wall of windows. Downstairs there is an office with built-ins, a family room, and a half bath. Upstairs there is an updated full bathroom and three bedrooms with hardwood flooring. From this home its a short walk to the recreation center, several of Medfield's top-rated schools, and to the very cute and growing town center. This home is a must see!
Open House
Sunday
December 08 at 1:30 PM to 3:00 PM
Seller can accommodate a quicker close. This home is located in a walk to town location. Buy a home for the holidays.
Cannot make the Open Houses?
Location: 32 Pine St, Medfield, MA 02052    Get Directions

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32 Pine St, Medfield, MA 02052

Single-Family

$579,900
Price

7
Rooms
3
Beds
1/1
Full/Half Baths
Move right into this lovely sun-filled home located a short distance from Medfield's thriving town center. This home features hardwood flooring throughout, a bright eat-in kitchen, three spacious bedrooms, and one-and-a-half bathrooms. This home is situated on a beautiful, spacious and level one acre lot with loads of open space and privacy. The kitchen, which features stainless appliances, granite counters, and a bay window, opens to the formal dining room with hardwood flooring and access to the large deck that overlooks the private yard. The dining room flows into the fireplaced living room which has hardwood floors, built-ins, and a wall of windows. Downstairs there is an office with built-ins, a family room, and a half bath. Upstairs there is an updated full bathroom and three bedrooms with hardwood flooring. From this home its a short walk to the recreation center, several of Medfield's top-rated schools, and to the very cute and growing town center. This home is a must see!
Open House
Sunday
December 08 at 1:30 PM to 3:00 PM
Seller can accommodate a quicker close. This home is located in a walk to town location. Buy a home for the holidays.
Cannot make the Open Houses?
Location: 32 Pine St, Medfield, MA 02052    Get Directions

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35 Maple Lane, Medfield, MA 02052

Single-Family

$998,000
Price

8
Rooms
3
Beds
2/1
Full/Half Baths
Breathtaking like-new custom townhome built with a focus on quality, design and on capturing Beacon Hill's charm. Desirable stand-alone unit on the Village Green. This home offers countless amenities: 9-foot ceilings, Brazilian cherry hardwood floors, gas fireplace, surround sound, and intricate mill work, including: crown molding, built-ins, and windows with transoms. Other highlights include: large and open gourmet kitchen with white cabinets, granite counter tops, and stainless appliances. Large open living room and spacious dining room - perfect for entertaining. First floor office with built-ins. Master suite features walk in closet, large spa-like shower, double vanity with granite counters, and private commode. Two additional and generously sized bedrooms, hi-end full bath, and second floor laundry. Home also has: welcoming front entry, composite front porch and rear deck, two-car garage, mudroom, and walking distance to downtown Medfield. Short trip to Walpole's train.
Open House
Sunday
December 08 at 1:00 PM to 3:00 PM
Cannot make the Open Houses?
Location: 35 Maple Lane, Medfield, MA 02052    Get Directions

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26 Saw Mill Lane, Medfield, MA 02052

Single-Family

$1,029,900
Price

12
Rooms
6
Beds
4/1
Full/Half Baths
Move right into this beautiful, sun-filled, center-entrance colonial in a quiet, tree-lined neighborhood with easy access to route 109 and the Shaw's Plaza. This lovely oasis offers many wonderful details: a front farmer's porch and a large composite deck off the back - both overlooking gorgeous gardens, stone walls, and the large/level private yard. This six bedroom, four-and-a-half bath home offers high-end mill work, hardwood floors, a kitchen with white cabinets, granite counters, custom island, and stainless appliances, a desirable sun room, a vaulted, fireplaced family room, an elegant firplaced dining room, a fireplaced living room, and first floor office. Upstairs there is a spacious master suite plus five additional bedrooms and a laundry room. The finished basement offers an enviable play/game room with built-ins, a more than ample mud room with an adjoining two-car garage. An exterior carriage house with two more garage spaces and a loft above offers so many possibilities.
Open House
Sunday
December 08 at 11:30 AM to 1:00 PM
Price reduced significantly. Seller would like to get this home sold. Available to close immediately. Great neighborhood. Located on a perfect lot. This home is of great value.
Cannot make the Open Houses?
Location: 26 Saw Mill Lane, Medfield, MA 02052    Get Directions

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